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A Member-Focused Nidhi Company | Since 2018
Our Products
Simple Financial Solutions for a Better Tomorrow
Designed exclusively for our members, our products help you save better and meet your genuine financial needs.
People Savings Opportunities A Better Tomorrow
Savings Solutions
Loan Solutions
Savings Solutions
Build your future with safe, simple and flexible savings options.
Recurring Deposit (RD)
Save regularly and build a stronger financial future with flexible tenures.
- Flexible amount & tenure
- Attractive interest rate
- Disciplined savings
- Build your financial goals
Fixed Deposit (FD)
Grow your savings with competitive returns and complete safety.
- Assured returns
- Multiple tenure options
- Safe and secure
- Ideal for short or long-term goals
Other Deposit Schemes
Additional savings options designed for the diverse needs of our members.
- Special schemes (as applicable)
- Member-focused
- Safe & transparent
- Details available at our branches
Loan Solutions
Responsible lending to support your important financial needs.
Gold Loan
Quick and convenient loans against gold, silver and jewellery.
- Simple process
- Higher loan amount (as per policy)
- Competitive interest rate
- Safe and transparent handling
Loan Against Property (LAP)
Loans against residential or commercial immovable property.
- Higher loan amount
- Flexible repayment options
- Competitive interest rate
- Suitable for business and personal needs
Eligibility
- Must be a member
- Valid KYC as per policy
- Satisfactory verification
- Subject to applicable rules
Documents Required (Indicative)
- Identity & Address Proof
- Membership Proof
- Income/Business Proof (if applicable)
- Other documents as required
Our Process
- Application
- Document Verification
- Assessment
- Approval (as per policy)
- Documentation
- Disbursal
Important Note
All products are available only to members of Srijak Nidhi Limited, in accordance with the provisions of the Companies Act, 2013, Nidhi Rules and other applicable laws. Terms and conditions apply.
